First-time buyers, a guide to buying your first home

Buying your first home is an exciting but complex journey that represents a significant life milestone. As a first-time buyer, taking that first step onto the property ladder can feel like a big leap, whether you're ready with a deposit or just starting to save.

We understand that everyone's situation is different, and the process can seem overwhelming with its unique terminology and procedures. That's why we've created this comprehensive guide to break down everything you need to know.

Here's your complete first-time buyer's guide:

You’d think that the clue would be in the name. But it’s not quite this straightforward. To be eligible to be a first-time buyer you need to have never purchased a property, nor ever owned one. For example, if you inherited or were gifted a property, but had never purchased one, you are not eligible to be a first-time buyer.

If you are purchasing a property with another person, then you both need to be classed as first-time buyers to be eligible for incentives or schemes.

If you’re not eligible to be a first-time buyer, this guide will still walk you through purchasing a property for the first time.

Let’s get into everything you need to consider when it comes to purchasing your first property.